Learn to curb your spending by creating a detailed budget on Excel that allocates money to important expenses, and lets you know exactly what amount you shouldspend. Creating an Excel budget is easy. Simply place your income in a cell at the top of the page. Just under that, create cells that are called ‘expenses’ and ‘balance.’ In the column directly under where you enter these figures, list your expenses (it works to use the first column to name the expenses) and when you’ve entered all the figures in your budget, total them in the cell marked ‘expenses’ at the top. Then subtract that from your income, and you will have your balance.

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